The costs incurred as a result of a vehicle accident are known as damages. Three categories can be used to describe the losses that may occur in a head-on car collision, which include:
Physical Injury Damages
Examples of medical expenses that physical injury damages cover include:
- The cost of a hospital stay
- Ambulance or airlift transport
- Doctor visits
- Ongoing therapy
- Medical equipment
- Rehabilitative care
- Pain and suffering
Property damage insurance will help pay to fix or replace your car, and any other property damage that may have occurred, such as broken guardrails, trees, electrical poles, or other cars in the case of a secondary impact.
Wrongful Death Damages
You may be eligible for compensation for wrongful death if you are the surviving family member of a head-on vehicle accident victim. You might be entitled to financial compensation for medical care, funeral expenses, missed future earnings, and loss of companionship after proving that the other driver was at fault.
Furthermore, reimbursement for non-physical injury could be obtained by the victim of the accident. These include but are not limited to emotional damage psychological damage, post-traumatic stress disorder, etc.
Finally, if the defendant files a lawsuit rather than an insurance claim, the court may award punitive damages. While punitive damages are not compensatory in nature, they act as punishment for the negligent driver. However, such behavior must be deliberate or show extremely reckless conduct.