Hit-and-run accidents can leave victims feeling stranded and uncertain about their next steps. When a driver flees the scene, it complicates the process of seeking compensation for injuries, vehicle damage, and other losses. However, victims still have legal options, including filing an uninsured motorist claim or pursuing other avenues for compensation.

At FGB Law, we’ve worked with many hit-and-run accident victims in Port Charlotte, helping them navigate the complexities of their cases and recover the compensation they deserve. This article provides a step-by-step guide to protect your rights after a hit-and-run accident.

What Is a Hit-and-Run Accident?

A hit-and-run accident occurs when a driver involved in a collision leaves the scene without providing their name, contact information, or insurance details. Under Florida Statute §316.061, leaving the scene of an accident is illegal and can result in severe criminal penalties, especially if injuries or fatalities occur.

Immediate Steps to Take After a Hit-and-Run Accident

If you’ve been involved in a hit-and-run accident, taking the right steps can help protect your rights and improve your chances of recovering compensation:

1. Ensure Safety

  • Move to a safe location away from traffic if possible.
  • Check yourself and others for injuries and call 911 to request medical assistance if needed.

2. Contact Law Enforcement

  • Report the hit-and-run to the police. An official police report is critical for documenting the accident and may aid in identifying the fleeing driver.
  • Provide as much information as possible, including:
    • The make, model, color, and license plate (if known) of the fleeing vehicle
    • Time, location, and details of the accident

3. Gather Evidence

  • Take photos of the scene, including vehicle damage, skid marks, debris, and any injuries.
  • Look for nearby surveillance cameras that may have captured the accident.
  • Collect contact information from witnesses who saw the crash.

4. Seek Medical Attention

  • Even if your injuries seem minor, visit a doctor promptly. Some injuries, such as concussions or internal trauma, may not show symptoms immediately.
  • Keep records of your medical treatment, as these documents will be essential for your claim.

5. Notify Your Insurance Company

  • Report the accident to your insurance provider as soon as possible. Provide all relevant details and avoid speculating about fault.

Filing an Uninsured Motorist Claim

In Florida, uninsured motorist (UM) coverage is optional but highly recommended. If the driver who fled the scene cannot be identified, UM coverage can help compensate for:

  • Medical expenses
  • Lost wages
  • Pain and suffering

If you have UM coverage, filing a claim involves:

  1. Contacting your insurance company and notifying them of the hit-and-run accident.
  2. Submitting documentation, such as the police report, medical records, and evidence of the accident.
  3. Working with an attorney to negotiate a fair settlement if the insurance company offers less than you deserve.

Challenges in Hit-and-Run Cases

Hit-and-run cases present unique challenges, including:

Identifying the Driver

Finding the fleeing driver is often difficult. Police may use:

  • Witness statements
  • Surveillance footage
  • Reports of vehicle damage or paint transfer

Insurance Denials

Even if you have UM coverage, insurance companies may dispute the extent of your damages or claim that your injuries were unrelated to the accident.

Limited Compensation Without UM Coverage

If you lack UM coverage and the driver cannot be identified, your ability to recover compensation may be limited to other insurance policies or legal avenues.

Compensation Available After a Hit-and-Run Accident

Victims of hit-and-run accidents may recover compensation for:

  • Medical Expenses: Hospital bills, surgeries, rehabilitation, and ongoing care
  • Lost Wages: Income lost during recovery and reduced earning capacity if injuries prevent you from returning to work
  • Pain and Suffering: Compensation for emotional distress, physical pain, and reduced quality of life
  • Property Damage: Costs to repair or replace your vehicle

Why You Need Legal Representation

Navigating a hit-and-run claim can be overwhelming, especially when dealing with insurance companies or trying to identify the fleeing driver. An experienced attorney can:

  • Investigate the accident to gather evidence and identify potential defendants
  • Negotiate with your insurance company to secure fair compensation
  • Represent you in court if necessary

At FGB Law, we understand the unique complexities of hit-and-run cases and are dedicated to protecting your rights.

Contact FGB Law for Help With Hit-and-Run Accident Claims

If you’ve been injured in a hit-and-run accident in Port Charlotte, don’t navigate the legal process alone. At FGB Law, we are committed to helping victims recover compensation for their injuries and losses.

Your recovery is our priority. Call FGB Law today at (941) 979-9010 or complete our online form to schedule your free consultation. Let us handle the legal details while you focus on healing.