Bicycle accidents can result in significant physical, emotional, and financial challenges. Knowing what to do immediately after an accident is critical for protecting your health, rights, and ability to recover compensation. In Florida, where bicyclists often share the road with fast-moving vehicles, these steps are particularly important.

At FGB Law, we’ve helped numerous injured cyclists navigate the complexities of Florida’s legal system. Here’s a comprehensive guide on what to do after a bicycle accident to protect your rights and build a strong case for compensation.

Step 1: Ensure Safety and Seek Medical Attention

Your safety is the top priority.

  • Move to a Safe Location: If you can, move out of traffic to avoid further injury. However, avoid moving if you suspect serious injuries to your head, neck, or back.
  • Call for Help: Dial 911 immediately to report the accident and request medical assistance.
  • Get Checked by a Doctor: Even if you don’t feel injured, see a medical professional. Some injuries, like concussions or internal bleeding, may not show symptoms right away.

Why This Matters: Seeking immediate medical attention not only safeguards your health but also creates a medical record linking your injuries to the accident, which is critical for any legal claims.

Step 2: Report the Accident

In Florida, it’s essential to report accidents involving injuries or significant property damage.

  • Contact Law Enforcement: Request that an officer comes to the scene to document the incident.
  • Provide a Statement: Be honest but concise when describing what happened. Avoid admitting fault, as this could complicate your claim.
  • Request a Copy of the Report: The police report will include key details, such as witness statements and a preliminary assessment of fault.

Why This Matters: A police report serves as an official record of the accident and is a valuable piece of evidence in your case.

Step 3: Gather Evidence at the Scene

Evidence collected at the scene can significantly strengthen your case.

  • Photographs and Videos: Take pictures of:
    • Your injuries
    • The bicycle and any vehicles involved
    • Damage to property
    • Road conditions, traffic signals, and any relevant signage
  • Exchange Information: Collect the driver’s name, contact information, insurance details, and vehicle registration.
  • Witness Statements: Speak to anyone who saw the accident and ask for their contact details.

Why This Matters: Detailed evidence helps establish what happened and supports your version of events, which is critical if fault is disputed.

Step 4: Preserve Your Bicycle and Damaged Items

The condition of your bicycle and other damaged items can provide valuable clues about the impact of the collision.

  • Do Not Repair Your Bicycle: Keep it in the same condition as it was after the accident until your attorney advises otherwise.
  • Document Damage: Take photos of all damaged items, including your helmet, clothing, and personal belongings.

Why This Matters: These items can serve as physical evidence to demonstrate the severity of the impact and support your injury claim.

Step 5: Notify Your Insurance Company

If you have personal injury protection (PIP) coverage or other applicable insurance, notify your insurer about the accident promptly.

  • Stick to the Facts: Provide basic details about the accident but avoid giving recorded statements or admitting fault.
  • Submit Necessary Documentation: Work with your attorney to provide the required information without compromising your claim.

Why This Matters: Insurance companies often try to minimize payouts. Having an attorney assist with this step ensures your rights are protected.

Step 6: Consult an Experienced Bicycle Accident Attorney

Navigating the legal process can be challenging, especially when dealing with injuries and insurance companies.

  • Evaluate Your Case: An attorney will assess your claim, identify liable parties, and estimate the value of your damages.
  • Handle Communications: Your attorney will communicate with the insurance companies and other parties on your behalf.
  • Build Your Case: They will gather evidence, negotiate settlements, and represent you in court if necessary.

Why This Matters: An experienced attorney can ensure you receive fair compensation and alleviate the stress of dealing with complex legal matters.

Types of Compensation You May Be Entitled To

In Florida, injured cyclists may recover compensation for the following:

Medical Expenses

  • Emergency room visits
  • Ongoing treatment and rehabilitation
  • Medications and medical equipment

Lost Wages

  • Income lost during recovery
  • Reduced earning capacity if injuries prevent you from returning to work

Pain and Suffering

  • Physical pain
  • Emotional distress and psychological trauma

Property Damage

  • Repairs or replacement of your bicycle and other damaged items

Why This Matters: Comprehensive compensation ensures you can recover financially while focusing on your health.

Why Choose FGB Law?

At FGB Law, we are committed to protecting the rights of injured cyclists. With our deep understanding of Florida’s personal injury laws and our experience handling bicycle accident cases, we provide the guidance and support you need during this challenging time.

We’ll handle the legal complexities, gather evidence, negotiate with insurance companies, and fight for the maximum compensation you deserve.

Contact FGB Law to Protect Your Rights

If you’ve been injured in a bicycle accident in Florida, don’t navigate the aftermath alone. Trust FGB Law to stand by your side and secure the justice you deserve.

Call us today at (941) 979-9010 or complete our online form to schedule your free consultation.