There are several steps that should be taken after the accident takes place and you do not have the proper coverage. To help make this process run smoothly, you should cooperate with law enforcement and the other driver involved.
The first thing you should do is remain at the scene. Fleeing the scene would change this scenario into a hit-and-run which would lead to more legal trouble and is considered a criminal act. Staying at the scene will look better for you in the long run, and could potentially reduce some penalties you might be facing.
Next, call law enforcement to report the collision. Florida requires drivers to notify the police of any accident.
From there, start searching for an accident lawyer to talk about the claim you have, and explore your options going forward. These situations can be tricky to navigate, so having an experienced attorney will be extremely beneficial. Considering you are not too severely injured, you should take photos of the accident, so that your attorney has evidence to use if needed. Things to document include damage to your car, the other driver’s car, the road the accident took place on, and immediate surrounding areas. You should also speak to any witnesses at the scene, gathering information like their names and numbers. They may be able to corroborate the evidence, and their statements could aid in your attorney reaching the compensation you deserve.