If someone else’s negligence causes an accident, it can result in serious injuries and financial hardship. Those who are injured can seek compensation for damages through a personal injury claim and hold the at-fault parties responsible.

Having complete and accurate medical records is extremely important in supporting a personal injury claim. A medical practitioner’s documentation of medical evidence can significantly strengthen the case.

Medical evidence can clearly demonstrate the seriousness of an injury, how long the symptoms lasted, and the pain experienced during medical treatment and the healing process.

Initiating legal proceedings can be difficult. To begin with, you need to determine who is responsible. In case the defendants or insurance adjusters disagree with your version of the events, medical records will play a crucial role as evidence.

If you or someone you know has been injured in a car accident, it is important to contact an experienced Port Charlotte car accident lawyer. This can help ensure your legal rights are protected. Additionally, this article will discuss how important medical documentation is for car accident claims.

The Types Of Records That Insurance Providers Review

If you were injured in an accident, your no-fault insurance provider may ask you to undergo an independent medical examination (IME). A doctor who is not affiliated with either you or your insurance provider will review your medical records during the IME and focus on the following areas:

  • Your doctors’ “causation” declaration indicates that they believe your auto accident directly caused your injuries.
  • The regularity and consistency of your medical care. You may be asked about your compliance with your doctors’ prescribed treatment plans, such as the frequency with which you undergo physical therapy or chiropractic adjustments.
  • The extent to which your treating physicians describe your injuries.
  • The opinions of your treating physicians on whether or not you should continue your treatment.

If a doctor who conducts an independent medical examination (IME) determines that your medical records are incomplete, your no-fault insurance company may stop covering your injury treatment, even if your injuries continue to persist.

If you are receiving medical treatment or have an upcoming IME covered by your no-fault insurance, seek advice from personal injury lawyers who have experience with the specific medical documents that your insurance provider requires.

The Importance Of Keeping Medical Records After A Car Accident Involving Personal Injury In Port Charlotte, Florida

By reviewing your medical records and treatment information, insurance adjusters can gain insight into your car accident injuries, how they have impacted your life, and any potential ongoing effects.

If someone gets injured and doesn’t go to a doctor, the courts might think that their injuries are not actually as bad as they say. Insurance companies are known for minimizing or rejecting injury claims because the person did not seek medical help even though they were in pain.

In order to build a strong case, it is important for an experienced personal injury lawyer to have your complete health history. This information will be a crucial element in demonstrating the strengths of your case.

  • You were injured because of the accident
  • Those injuries were caused by the accident
  • You received medical treatment for those injuries
  • You are experiencing pain as a result of those injuries
  • Your injuries are permanent
  • That the injuries and treatment have affected you, your job, your family
  • That they may continue to do so in the future

The following are some of the key advantages of maintaining medical records:

Proving That Your Injuries Were Caused By Negligence

Your medical records may help prove that your injuries were a result of someone else’s negligence. However, the insurance company may argue that your past medical conditions and any carelessness on your part worsened the injuries. This may be their way of avoiding paying compensation.

If your medical records show that you sustained injuries in the car accident, the insurance company will likely not be able to deny responsibility. Having your doctor testify on your behalf can also strengthen your case by providing evidence of the severity of your injuries and the need for future medical treatment.

Determining The Value Of Your Claim

If you get into a car accident, you might have to allocate time off work to handle medical expenses, insurance claims, and any additional therapy fees. Keeping records will help determine the value of your claim.

To increase the settlement amount you receive after being injured, make sure to provide evidence that demonstrates your inability to work, need for physical assistance, and impaired mental state. Keep in mind that adjusters may still try to undervalue your claim, so it is advisable to seek legal advice before accepting anything less than what you are owed.

Future Expenses

A high-speed crash often leads to injuries that require surgery and ongoing medical attention. These injuries can impact your quality of life, restrict your ability to enjoy activities, and possibly cause additional health issues. Your medical records will indicate that the other driver’s negligence caused significant physical and psychological harm.

Providing medical documentation will help show that your injuries will bring a financial burden later down the road or even possibly for life.

Estimated Outcome

Medical records are important for vehicle accident claims because they not only describe any potential issues but also help in estimating the outcome of your treatment plan.

To improve your case, it would be helpful to show how your treatment has negatively impacted your daily life and caused you pain and suffering that could have been avoided if the other driver had been more careful.

Contact Experienced Car Accident Lawyers Serving Port Charlotte, Florida

If you or someone important to you has been in a car accident, it is critical to get medical help right away. At FGB Law Firm in Port Charlotte, we prioritize your health and well-being. We also recognize the significance of medical records in assisting you in obtaining fair compensation for your injuries.

Call us today at 941-97010 or complete our online contact form to schedule a free consultation and evaluate your case.