There are a lot of steps that must be taken after an accident occurs, and if you’ve never been in that situation you may not be accustomed to all that it entails. The severity of the damage to your vehicle can determine whether your car is towed or not, especially if it is undrivable.
After a police officer has filed an official report at the scene they will call the tow truck for you. Depending on the coverage you have, your insurance will be responsible for paying for the tow truck that is used directly after the accident.
Sometimes you won’t have a say in where your vehicle is towed to, so it is possible that you will need to have it towed a second time to your preferred mechanic’s location. Additionally, there are storage fees in place when your vehicle is housed in a storage lot that accumulate daily. This cost for storage can quickly add up to hundreds of dollars.
Take time to revisit your insurance policy and check if you are covered for any reasonable towing. If the term “reasonable towing” is in your policy, it means your insurance will cover the towing and housing fees, but possibly only within a certain time limit. This is another important factor to consider.
Prior to moving your car to another location, call the insurance adjusters to assess the damage at the lot before it is moved. Any time you speak with your insurance adjuster, make sure to document the day and times, even if you attempted to call them and failed, this will ensure your rights are being protected throughout this endeavor.